Tuesday, August 6, 2019
It is not possible to be a disciple of Jesus in the modern world Essay Example for Free
It is not possible to be a disciple of Jesus in the modern world Essay It is not possible to be a disciple of Jesus in the modern world I disagree with this statement, although I recognise that it is not always easy to be a disciple I believe it is possible for those who have faith. We are first called to discipleship at Baptism where the father of the child lights a candle from the Pascal candle as a sign of his responsibility to enable his son/daughter to grow in full faith. I believe that faith makes everything possible, if we have faith in God and his teaching we can achieve our hopes and dreams. If we have faith then living, as a true disciple is part of our way of life, we as Christians in todays world should try to live our lives as Jesus lived his. Without faith what meaning would life itself have for us, what would be the use in perusing life if it had no meaning to us. If we believe then we can reach goals and discipleship can bring joy and purpose to our lives we can achieve goals and targets we set for ourselves. Nothing is impossible to he who believes Faith in God is not always easy to maintain; if we pick up a newspaper what headings do we usually see? Usually something related to drugs, alcohol, kidnapping, and murder. What example is this setting to children? While there parents are teaching them about how caring we should be, and how we should love our neighbour as ourselves, these children look at the newspapers or even the news and see people who have lost arms or legs as someone has shot them. What kind of example is this of loving your neighbour? What affect is this going to have on these children in the long term? They will grow up with the opinion that this is acceptable and everybody does it why should they be different to the rest? To be a true disciple we must have immense faith in God, if we have faith nothing is impossible. But there are many difficulties which disciples of Jesus have to face when trying to carry out the work of God, one of the most difficult to deal with is peer pressure. Many people, particularly the young people, feel unable to resist the pressures put upon them by their peers and therefore behave in a way which goes against the teaching of the gospel. There are many pressures maybe to smoke, drink, vandalise others property, tell lies, use foul language, and have a sexual relationship before marriage. If enough pressure is put on these people it is very difficult to say no! And therefore they are going against the teaching of Jesus not because they want to it is because they are not strong enough to resist temptation, and they are afraid others will treat them differently. Other pressures come from the media we usually get a picture from the media of very anti-Christian values and standards. Take magazines for example they tell stories of unmarried people having a sexual relationship or young people smoking and drinking, and this is all classed as Normal and acceptable in our world. They do not present the Christian way of life as being worthwhile and Cool or up to date. We also get a lot of anti-Christian standards from the television, films, and videos. These can have a very powerful influence on the lives of many people; most soap operas and films present a non-Christian way of life. How often do you see a Christian family in a soap opera, and if there is Christian families do you ever notice that they always seem to be laughed at by the rest of the families as they are seen to be out of date and definetly not trendy. Television I believe influences many people, who is going to get up early on a Sunday morning to watch the Christian services carried out in different chapels, while they could be watching Eastenders or a popular music show! There are many ways television influences us they give us pictures of what is normal in our society such as sex before marriage, abortions are acceptable, divorce is a fact of life, the only purpose in life is to search for pleasure, and violence is acceptable and part of everyday life. Media can make Christians feel confused and unsure of their own beliefs The way of life presented by the media is often made to seem more attractive, more enjoyable, easier, and more glamorous. However we as Christians should always remember that Jesus never promised that being a disciple would be easy, in fact we must deny ourselves take up our cross and follow him. We should make up our minds whether we want to be a disciple; many people are unable or incapable to make such decisions in life because of addictions to alcohol, drugs, gambling, and solvent abuse. Becoming addicted to any of these can make people lose all sense of reality of right and wrong, of what being a Christian really means. If a person is not in total control of their life then being a Christian is almost an impossible task. The family is an extremely important unit and source of Christian discipleship in our society, it is within the family that children first learn about the love of God, right and wrong and acceptable and unacceptable modes of behaviour. Parents are the first teachers of their children and the church relies on these parents to pass on the faith to their children by what they say and through their actions. There are many broken families in todays society and many children do not receive the Christian teaching and example, which they need, such as love and understanding and therefore grow up not using the example in their life. So to be a good disciple is extremely difficult but not impossible. In todays world there are many distractions and other Gods, which can lure us away from love of the one true God. Things such as money, possessions, wealth, search for pleasure, and success, laziness, indifference, friends, and Greed. These things all tempt us in many different ways, it is as if they are trying to make us forget our first priority which is God. The easier route in life is often to give into these temptations, to become distracted by worldly and materialistic values and to become neglectful to our Christian duties. If we consider all the pressures people today face we see that it is not always an easy task to follow Jesus through thick and thin, but it is not an impossible one. When Jesus chose his first disciples he knew that it would not be easy for them, nor is it easy for us in the twentieth century. The world as we know it is becoming less and less accommodating to the Christian way of life and it is not going to get any easier, this is why we should never give up and our faith should see us through even the worse times in life. We should not become what society wants to become and is encouraging us to become we should not be lured away from God so we can fit in and act like people want us to. This is the challenge of Christian discipleship.
Monday, August 5, 2019
Colonialism and Immigration Restriction Act of 1901
Colonialism and Immigration Restriction Act of 1901 Alan Taylor Are Colonialism and the ââ¬Å"Immigration Restriction Act of 1901â⬠really dead in Australia? In this essay I will propose that colonialism and the ââ¬ËImmigration Restriction Act aka White Australia policyââ¬â¢,[1] are not dead, not just yet anyway. I will briefly outline some of the tensions in the community which led to the implementation of this policy in 1901. I will also investigate how the media of the day helped this policy along. I will then go on to explain how this policy, which was enacted to stop non Europeans entering Australia, effected the Indigenous population throughout the life of said policy. I will then go on to see if some points from this policy are being revived in todayââ¬â¢s political environment, or is it just coincidence that these new legislations seem to align themselves with the White Australia policy of yesteryear. Also I will briefly examine if these new policies breach the ââ¬ËHuman Rights Actââ¬â¢. One in particular, Operation Sovereign Borders,[2] designed to stop refugees entering the country illegally. By the end if this es say I should be able to answer the question posed above. The Immigration Restriction Act was the main component of a package of legislation acknowledged by the new Federal Parliament in 1901. It was premeditated to exclude all non-European migrants and also the Indigenous population who were deemed as not being Australian. This package also incorporated the ââ¬ËPacific Islander Labourers Act and Section 15 of the 1901 Post and Telegraph Actââ¬â¢,[3] which provided that ships hauling Australian mail, and therefore funded by the Commonwealth, should provide work for white labour only.[4] The attitudes were in line with Australian nationalism of the late 1800s. And was a move to control non-European immigration to most of the Australian colonies dating back to the 1850s. The beginning of the White Australia policy began with the mining boom of the 1850s. The white miners anger towards the hard-working Chinese diggers ended in violence in Victoria and New South Wales. These two colonies governments initiated restraints on the immigration of Chinese people. Later, it was the turn of hard-working indentured labourers from the Pacific South Sea Islands known as Kanakas in the northern region of Queensland. The employees of factories in the south became strongly opposed to all forms of immigration which might threaten their employ; predominantly by non-white people who they thought would accept an inferior standard of living and also would work for lower wages. A number of influential Queenslanders felt that they would be expelled from the impending Federation if the Kanaka trade did not stop. Leading NSW and Victorian politicians advised that there would be no place for Asiatics or coloureds in the Australia of the future. In 1901, the new federal government voted for an Act ending the employment of Pacific Islanders and other non-white people. The Immigration Restriction Act 1901 obtained royal approval on the 23rd December1901. It was depicted as an Act to deliver certain limitations on immigration and for the removal from the Commonwealth of forbidden immigrants. The Act banned from immigration those considered to be insane, anyone expected to become a burden upon the public or upon any public or charitable institution. This also included any person suffering from an infectious or contagious disease of a loathsome or dangerous character. Other limitations put in place included a dictation test which was used to eliminate certain aspirants by entailing them to pass a written test. Often these tests were carried out in a language that the aspirant was not familiar with and had been selected by an immigration officer. With these strict measures in place the enactment of the White Australia policy was w armly applauded by most sections of the community. In 1919 the Prime Minister, William Morris Hughes, hailed it as the greatest thing we have achieved.[5] The Immigration Restriction Act demonstrates Australias stance toward immigration from federation until the later part of the 20th century, which preferred applicants from certain countries, most of these applicants were mainly of European nationality. The abolition of this policy occurred over a period of 25 years. After the 1949 election win of the alliance between the Liberal and Country parties, Immigration Minister Harold Holt permitted 800 non-European refugees to stay in Australia and Japanese war brides were allowed to enter Australia. Over succeeding years Australian governments steadily dismantled the policy with the final remnants being removed in 1973 by the new Labor government. The Immigration Restriction Act 1901 represents the official adoption by Commonwealth of Australia of racist policies that resulted in a form of immigration apartheid that grew out of racist 19th century community attitudes. Up until the middle of the20th century, these types of racist attitudes limited the Indigenous population from realizing the same rights as the white Australians. In the 1950s, many of the Indigenous population were relocated in missions where they had to abide to stringent conditions and to rely on handouts of food. A number were even forced to assimilate into white Australian society after being removed from their family homes as children, these were to become known as the stolen generations. The media throughout this period used cartoon images and headlines such as to put across the Government views on who should be allowed entry into Australia. While the policy which was enacted in 1901 to restrict the immigration of non Europeans has been dead, since 1973, I fear some components of said Policy are creeping back into todayââ¬â¢s Policy making, in an age where we are considered to be in the post colonialism era. The measures undertaken during this period were helped along by the print media of the day, as it is today. On 21 June 2007, the Australian Government announced a ââ¬Ënational emergency response to protect Aboriginal children in the Northern Territoryââ¬â¢ from sexual abuse and family violence. This has become known as the ââ¬ËNT interventionââ¬â¢ or the ââ¬ËEmergency Responseââ¬â¢.[6] The medium for the actions was the release of ââ¬ËReport of the Northern Territory Board of Inquiry into the Protection of Aboriginal Children from Sexual Abuse, titled Ampe Akelyernemane Meke Mekarle: ââ¬ËLittle Children are Sacredââ¬â¢.ââ¬â¢[7] Some parts of the ââ¬ËNT interventionââ¬â¢ policy, was to initiate extensive alcohol restrictions on the Aboriginal lands in the Northern Territory. The enforcing of school attendance by linking income support and family assistance payments to school attendance for all people living on Aboriginal lands and providing meals for children at school at the expense of the parents. Also the introduction of obligatory health checks for all Aboriginal children to aid in the recognizing and treating of health problems and any causes of abuse. As part of the urgent response to this emergency, there was an increase in policing levels in prescribed communities, including requesting verbal agreements from other jurisdictions to enhance NT resources, funded by the Australian Government. This was accomplished by improving authority by assigning managers of all government business to agreed communities.[8] As it stands, there is a need for considerable change for the NT intervention measures to be considered steady with Australiaââ¬â¢s international human rights requirements. The Social Justice Report of 2007 outlined ten steps, to which I only mention a few, to modifying the intervention so that it is consistent with these obligations and ensures Indigenous individuals in Aboriginal communities in the NT equal treatment and full human dignity. In the 1990ââ¬â¢s the Australian Government initiated Mandatory detention for Asylum seekers, under mandatory detention, any person who enters the Australian migration zone without a visa is located in a holding facility while health and security checks are carried out. At which time seemed fair. This in turn led to the Pacific Solution: 2001ââ¬â2007 the Australian government policy of conveying asylum seekers to detention centres on island nations in the Pacific Ocean, while their refugee status was verified. In 2007, the Labor Party under Prime Minister Kevin Rudd discarded the Pacific Solution, by installing a more liberal asylum policy. Rudds government guaranteed to resolve all asylum claims within three months and closed the Nauru detention facility. In November 2012 Australia with the approval of Papua New Guinea opened an offshore processing facility on Manus Island, a remote location 800kms to the north of Papua New Guinea. It then started sending asylum seekers from Christmas Island, an Australian territory south of Java, to the Manus Island facility, over 4,800kms away. In July 2013 Australia then announced that all asylum seekers arriving in its territory by boat would, if they ascertain that these asylum seekers are actual refugees, would be resettled in Papua New Guinea, and not in Australia. In 2013 Amnesty International Australia released a report entitled ââ¬ËThis Is Breaking People.ââ¬â¢[9] This report looked into the Manus Island detention facility to see if the Labor government was in violation of the asylum seekers human rights. Also in the same year Amnesty International Australia also released another report entitled ââ¬ËThe truth about Manus Island.ââ¬â¢[10] They found that nearly five months into this new policy of sending the asylum seekers to Manus Island, it was clear that the Regional Resettlement Arrangement has resulted in a host of violations to their human rights. Some of the violations that they found were: ââ¬ËAsylum seekers are detained in the absence of any individualized assessment of the need for detention. Contrary to international law, the Regional Resettlement Arrangement with Papua New Guinea discriminates against asylum seekers on the basis of their means and date of arrival, treats as suspect all asylum seekers who arrive by boat, and penalizes them for their manner of arrival.ââ¬â¢[11] One of the recommendations to fix these and other human rights violations was to: ââ¬ËImmediately review the Regional Resettlement Arrangement with Papua New Guinea and end offshore processing and the offshore detention of asylum seekers. All asylum seekers held in the Manus Island detention centre must be transferred back to Australian territory and given full access to asylum procedures in Australia.ââ¬â¢[12] Today the Government is turning back the boats as promised with their policy Operation Sovereign Borders. ââ¬ËOperation Sovereign Borders is the Abbott governments military-led plan to combat people smugglers and treat the arrival of asylum seeker boats to Australia as a national emergency and a border protection crisisââ¬â¢.[13] In one cartoon from the White Australia policy era it depicts an Aboriginal looking menacing towards a landing party from England, the slogan reads ââ¬ËTrying to STOP THE BOATSââ¬â¢ these types of images were common under the Immigration Restriction Act. In the lead up to the 2013 Federal election, one of the slogans the then opposition party used for their campaign was ââ¬ËSTOP THE BOATSââ¬â¢ in reference to asylum seekers arriving in Australia illegally by boat. At the very top of the Immigration Restriction Act of 1901, it states: ââ¬ËTo place certain restrictions on Immigration and to provide for the removal from the Commonwealth of prohibited Immigrants. [Assented to 23rd December 1901]ââ¬â¢[14] Are these policies influenced by the long dead Immigration Restriction Act, or is it just by coincidence that they appear similar. In conclusion it seems that the Immigration Restriction Act or ââ¬ËWhite Australiaââ¬â¢ policy is creeping back into todayââ¬â¢s political and national environment, but I hope that it is just coincidence that it looks that way. We did help write the human rights charter, yet it seems that we have been in violation of this charter for some time. Also with ââ¬ËNT interventionââ¬â¢ policy letââ¬â¢s hope it does not lead to another stolen generation. As a nation we should have learnt from previous mistakes made, to strive toward a nation that can be a role model for the global community. Let us not regress to our colonial past where we were perceived as a country of racists, for we as a nation live in a post colonial world. Finally to answer the question, ââ¬ËAre Colonialism and the ââ¬Å"Immigration Restriction Act of 1901â⬠really dead in Australia?ââ¬â¢ Yes I do believe these to be a thing of the past and are dead in Australia. But if the I and the people of Australia cannot be tolerant off other people and their cultures, surely we will regress back to the days of colonialism and the ways of the ââ¬ËWhite Australiaââ¬â¢ policy. Bibliography Amnesty International Australia, This Is Breaking People human rights violations at Australiaââ¬â¢s asylum seeker processing centre on Manus Island, Papua New Guinea. accessed february 20, 2014. http://www.amnesty.org.au/images/uploads/about/Amnesty_International_Manus_Island_report.pdf.. Amnesty International Australia, The truth about Manus Island: 2013 report. Accessed February 10, 2014. http://www.amnesty.org.au/refugees/comments/33587/. (The truth about Manus Island: 2013 report) Australian Human Rights Commission, The Northern Territory ââ¬ËEmergency Responseââ¬â¢ intervention ââ¬â A human rights analysis. Accessed February 22, 2014. http://www.humanrights.gov.au/sites/default/files/content/social_justice/sj_report/sjreport07/pdf/chap3.pdf. Australian Human Rights Commission, Social Justice Report 2007 Chapter 3: The Northern Territory Emergency Response intervention. Accessed February 22, 2014. http://www.humanrights.gov.au/publications/social-justice-report-2007-chapter-3-northern-territory-emergency-response-intervention Museum of Australian Democracy, Immigration Restriction Act 1901 (Cth). Accessed February 19, 2014. http://foundingdocs.gov.au/item-did-16.html. National Communications Branch, Department of Immigration and Border Protection, Canberra, Fact Sheet 8 ââ¬â Abolition of the White Australia Policy. Accessed February 09, 2014. http://www.immi.gov.au/media/fact-sheets/08abolition.htm. SBS. Factbox: Operation Sovereign Borders. News. http://www.sbs.com.au/news/article/2013/09/19/factbox-operation-sovereign-borders (accessed February 10, 2014). Thompson, Stephen. Migration Heritage Centre, Objects Through Time. Last modified 2011. (Accessed February 12, 2014) http://www.migrationheritage.nsw.gov.au/exhibition/objectsthroughtime/immigration-restriction-act/. Transcript. No. 17 of 1901. No. 17 of 1901. Museum of Australian Democracy at Old Parliament House, 1901. http://foundingdocs.gov.au/resources/transcripts/cth4ii_doc_1901a.pdf. (accessed 10 Feb 2014). Other Skwirk.com. History of racist attitudes and fear, White Australia: Immigration Restriction Act 1901, Australia to 1914, SOSE: History Year 9, NSW | Online Education Home Schooling Skwirk Australia. 2014. http://www.skwirk.com/p-c_s-56_u-127_t-350_c-1213/history-of-racist-attitudes-and-fear/nsw/history-of-racist-attitudes-and-fear/australia-to-1914/white-australia-immigration-restriction-act-1901 (accessed 11 Feb) [1] An Act to place certain restrictions on Immigration and to provide for the removal from the Commonwealth of prohibited Immigrants (No.17 of 1901) [2] Term the Government uses instead of ââ¬ËStop the Boatsââ¬â¢ [3] Immigration Restriction Act 1901 (Cth) [4] Fact Sheet 8 ââ¬â Abolition of the White Australia Policy [5] Fact Sheet 8 ââ¬â Abolition of the White Australia Policy [6] Social Justice Report 2007 Chapter 3: The Northern Territory Emergency Response intervention [7] Northern Territory ââ¬ËEmergency Responseââ¬â¢ intervention ââ¬â A human rights analysis [8] Brough, M., (Minister for Families, Community Services and Indigenous Affairs), National emergency response to protect children in the NT, Media Release, 21 June 2007. [9] This Is Breaking People 2013, 3 12 [10] The truth about Manus Island: 2013 report [11] This Is Breaking People 2013, 3 [12] This Is Breaking People 2013, 4 [13] Factbox: Operation Sovereign Borders. September 19, 2013 [14] Transcript 1901, 1
Sunday, August 4, 2019
Ageism :: Age Discriminationg Work Research Essays
Ageism No matter how talented or experienced one employee may be over another, workplace history has demonstrated more than just a few times that the younger candidate is often the one to win the promotion. Age discrimination has become more than a minor inconvenience throughout the twentieth century; indeed, the issue has become such a hot potato within the workplace that laws have been forced into existence as a means by which to address the problem. In order to help protect those who stand to be singled out and let go because of the unfairness of ageism, the Age Discrimination in Employment Act (ADEA) was designed with the older employee in mind. The issue at hand is that companies are not willing to look beyond their aging workforce, choosing instead to push them out of the technological loop rather than attempting to incorporate them as valuable assets. In our culture, the general perception is that with youth comes energy, imagination, and innovation. With age comes decreasing interest, lack of innovation and imagination, and a lessening of the quality of the person (Bennett, 2001, p. 410-411). Job seekers are reporting age discrimination beginning as early as the mid-thirties. How can this be addressed? What options are there for those of us considered "old" by hiring managers and companies? The biggest issue, and one which is hard to address, is the perception that older workers are not as capable or as qualified as younger counterparts. Age discrimination continues to damage our society, reducing both the incomes and the self-confidence of millions of Americans. A Harris survey, conducted in 1989, reported that one million workers aged 50 to 64 believed that they would be forced to retire before they were ready. Most of this group, anticipating an unwanted early retirement, said they would prefer to work for years longer. Another Harris survey, conducted in 1992, found that 5.4 million older Americans--one in seven of those 55 and older who were not working at that time--were willing to work but could not find a suitable job (Administration on Aging). Age discrimination can be obvious, such as a bank hiring a pretty, inexperienced young woman as a teller instead of an older woman with a strong background in similar jobs. But it's the subtler forms of age discrimination that may have the most powerful effect on cutting short the productive years of Americans--the law partner who
Doctors Who Practice Euthanasia Should be Executed :: Euthanasia Physician Assisted Suicide
Doctors the Practice Euthanasia Should be Executed An eighty-seven year old grandmother on a respirator, a newborn child with AIDS, a teacher past her prime, and a father in a coma; all put to death by respectable doctors with the O.K. of their families. But is it really a ggod thing? Euthanasia, or doctor-assisted suicide, has become as common as jumping off of a fifteen story building or taking a gun to one1s own head. Certainly society frowns upon suicide, but yet putting an old lady or a man in a coma to death is being accepted every day. Society knows that suicide is bad, but euthanasia is even worse. The guilt and blame of a lost life is falling on the hands of doctor1s that we are supposed to trust, and even worse, the family members themselves. A doctor is to be known as a healer, not an agent of death. A family is supposed to love and support, not kill and inherit. Every person makes the light of the world brighter. The world needs everyone1s power and contribution. It1s the power and energy of the elderly, and the strength and will of the ill, that give the world life. The light has become very dim with the crime and corruption in today1s world, we can1t afford to throw lives away because some think they1re meaningless. If we continue to accept the merciless killings and suicides of the helpless but powerful, the light will soon burn out. There will be no energy in the world. Euthanasia and doctor-assisted suicide should not be accepted or allowed by the government and people of the United States. Statistics show that seventy-three percent of the U.S. population approved of some form of euthanasia. This is used constantly in debates to pass laws for making euthanasia legal. But the people are deceived by this number. When the poll was taken, the people were asked if they approved of "some form" of euthanasia. There are two forms of euthanasia, active and passive. It is the passive euthanasia that many people are accepting, the less harsh of the two. That's why people generally say they approve of it. If a separate question was asked or the people were informed of the
Saturday, August 3, 2019
The Great Gatsby Essay examples -- The Great Gatsby F. Scott Fitzgeral
The Great Gatsby The Characters in the book are static characters because everything that happens to them does not affect how they act on any permanent basis. Gatsbyââ¬â¢s personality never changes from his smug, rich, party host for more than a hour or two. Tom and daisy Buchanan never stop fighting but, at the same time, never try to end their relationship because of it. Nick tries to become a big city man but never changes from his middle American farm boy ways. The Characters never change from their basic views and idiosyncrasies throughout the progress of the book. Gatsbyââ¬â¢s personality never changes from his smug, rich, party host for more than a hour or two. the only time his attitude changes from this is when he sees Daisy for the first time in five years and when Daisy le...
Friday, August 2, 2019
Effect of cashless police in nigeria Essay
Vol. 1 (2), pp. 040-043, April 2013. Research Article Impact of Cashless Economy in Nigeria *Omotunde Muyiwa1, Sunday Tunmibi,1 and John-Dewole A.T.2 1 School of Computer Science, Mathematics and Information Technology, Houdegbe North American University, Republic of Benin. 2 Department of Computer Science with Electronics, Faculty of Information Technology and Applied Sciences Lead City University, Ibadan. Nigeria. *Corresponding Authorââ¬â¢s email: folatunde2004@yahoo.com ABSTRACT This paper studied the impact of cashless policy in Nigeria. The policy was introduced by Central Bank of Nigeria (CBN) in December 2011 and was kick-started in Lagos in January 2012. Survey research was adopted with questionnaire as data collection instrument. Responses from the respondents show that cashless policy will increase employment; reduce cash related robbery thereby reducing risk of carrying cash; cashless policy will also reduce cash related corruption and attract more foreign investors to the country. The study, therefore, shows that the introduction of cashless economy in Nigeria can be seen as a step in the right direction. It isà expected that its impact will be felt in modernization of Nigeria payment system, reduction in the cost of banking services, reduction in high security and safety risks and also curb banking related corruptions. Keywords: Cashless economy, Cashless policy, Lagos State, Nigeria. INTRODUCTION Cashless economy is an economy where transaction can be done without necessarily carrying physical cash as a means of exchange of transaction but rather with the use of credit or debit card payment for goods and services. The cashless economy policy initiative of the Central Bank of Nigeria (CBN) is a move to improve the financial terrain but in the long run sustainability of the policy will be a function of endorsement and compliance by end-users (Ejiro, 2012). The CBN cash policy stipulates a daily cumulative limit of N150, 000 and N1, 000,000 on free cash withdrawals and lodgments by individual and corporate customers respectively in the Lagos State with effect from March 30, 2012. Individuals and corporate organizations that make cash transactions above the limits will be charged a service fee for amounts above the cumulative limits. Furthermore, 3rd party cheques above N150, 000 shall not be eligible for encashment over the counter with effect from January 1, 2012. Value for such cheques shall be received through the clearing house. All Nigerian banks were expected to cease cash in transit lodgment services rendered to merchant-customers from January 1, 2012. The policy through the advanced use of information technology facilitates fund transfer, thereby reducing time wasted in Bank(s). Wizzit, a fast growing mobile banking company in South Africa has over three hundred thousand customers across South Africa. Likewise, M-PESA was introduced in Kenya as a small value electronic system that is accessible from ordinary mobile phones. It has experienced exceptional growth since its introduction by mobile phone operator (Safaricom) in Kenya in March, 2007 and has already been adopted by nine million customers, which is about 40% of Kenyaââ¬â¢s adult population. Wizzit and other mobile financial services including MPESA in Kenya are helping low income Africans make financial transaction across longà distance with their cellphones, thereby reducing their travel cost and eliminating the risks of carrying cash and also avoiding most banking charges (Akintaro, 2012). It is assumed that the proper implementation of mobile phones and other technologies can aid the implementation of cashless policy and hence, the growth of cashless economy in Nigeria. The introduction of the implementation of cashless policy (policy is program of actions adopted by government) began in Lagos State, Nigeria. Why Lagos? According to Central Bank of Nigeria (CBN, 2011) Lagos state accounted for 85% of POS and 66% of cheques transaction in Nigeria. Cashless economy aims at reducing the amount of physical cash circulating in the Nigeria economy and thereby encouraging more electronicââ¬âbased transaction. According to Central Bank of Nigeria (CBN, 2011) the policy is expected to reduce cost incurred in maintaining cash-based economy by 90% upon its full implementation in Nigeria. This study aims to look at the impact of cashless economy in Nigeria. www.gjournals.org 40 Greener Journal of Internet, Information and Communication Systems Vol. 1 (2), pp. 040-043, April 2013. 2. BRIEF LITERATURE REVIEW Cashless economy is not the complete absence of cash, it is an economic setting in which goods and services are bought and paid for through electronic media. According to Woodford (2003), Cashless economy is defined as one in which there are assumed to be no transactions frictions that can be reduced through the use of money balances, and that accordingly provide a reason for holding such balances even when they earn rate of return. In a cashless economy, how much cash in your wallet is practically irrelevant. You can pay for your purchases by any one of a plethora of credit cards or bank transfer (Roth, 2010). (2004) observed that developed countries of the world, to a large extent, are moving away from paper payment instruments toward electronic ones, especially payment cards. Some aspects of the functioning of the cashless economy are enhanced by e-finance, e-money, e-brokering and e-exchanges. These all refer to how transactions and payments are effected in a cashless economy (Moses-Ashike, 2011). Marco and Bandiera (2004) argue that increased usage of cashless banking instruments strengthens monetary policy effectiveness and that the current level of e-money usage does not pose a threat to the stability of the financial system. However, it does conclude that central banks can lose control over monetary policy if the government does not run a responsible fiscal policy. Echekoba and Ezu (2012), in a research carried out in Nigeria, observed that 68.2% of the respondent complained about long queues in the bank, 28.9% complained of bad attitude of teller officers (cashiers) while 2.89% complained of long distance of bank locations to their home or work places. Likewise, in her 24th NCS national conference in December 2011, CBN data shows that 51% of withdrawal done in Nigeria was through automated teller machine (ATM), while 33.6% was through over the counter (OTC) cash withdrawals and 13.6% through Cheques. Payment was also done through point of sales machine (POS) which accounted for 0.5% and web 1.3%. Therefore, if the introduction of ATM in Nigeria cash withdrawals system reduced OTC withdrawal; then it will implies that introduction of cashless policy supported by application of information technology can achieve more to reduce over dependent on cash payment in Nigeria economy system. However, Akhalumeh and Ohioka (2011) observed some challenges with the introduction of cashless policy. Their findings show that 34.0% of the respondents cited problem of internet fraud, 15.5% cited problem of limited POS/ATM, 19.6% cited problem of illiteracy and 30.9% stayed neutral ââ¬â the respondent not been sure of problem been expected or experienced. While in some quarters there was fear of unemployment, some believe it will create more jobs especially when companies manufacturing POS machine are cited in Nigeria. More so, data sourced from Central Bank of Nigeria portal shows that Lagos state, with a population of 17 million people, only has sixty oneà Point Of Sales, twenty bank branches and twenty four ATMs per 100,000 people which are far less to satisfy the needs of the population. These data verify the claim of Echekoba and Ezu (2012) on the problem of cash based economy and cashless policy in Nigeria. For effective cashless implementation in Nigeria availability of sufficient and well-functioning infrastructure (notably electricity), harmonization of fiscal and monetary policy, regular assessment of the performance of cashless banking channels, consideration of the present state and structure of the economy, redesign of monetary policy framework and greater efforts towards economic growth whilst managing inflation should be considered (Odior and Banuso, 2012). 3. RESEARCH METHODOLOGY This study was carried out, using accidental sampling method, in Lagos state, Nigeria. A total of 500 traders, students and civil servants were sampled. Questionnaire was used as data collection instrument, with questions on demographics and benefits of cashless economy in Nigeria. The major statistical technique used was descriptive (use of frequency tables and charts). 4. RESULT 4.1 Demographics responses on gender show that male respondents accounted for 55.6% while the female respondents are 44.4%. Figure 1 and Figure 2 presents the responses on age and occupation, respectively. For age, majority of the respondents are between 18 to 25 years, this is followed by those between 26 to 40 years while the least number are between 41 to 60 years. For occupation of the respondents, the highest percentage (44.4%) is traders, followed by students (33.3%) and civil servants (22.2%). www.gjournals.org 41 Vol. 1 (2), pp. 040-043, April 2013. Greener Journal of Internet, Information and Communication Systems 41-60 years 22% 18-25 years 45% 26-40 years 33% Figure 1: Age of Respondents 45 40 35 30 25 20 15 10 5 0 Traders Students Civil servants Figure 2: Occupation of Respondents 4.2 Benefits Table 1 shows the view of respondents on benefits of cashless economy in Nigeria. The lowest percentage, 11.1% of the respondents, believed that cashless policy will increase employment. A higher percentage, 22.2% of the respondents, believed that cashless policy in Nigeria will reduce cashà related robbery thereby reducing risk of carrying cash. The highest percentage of the respondents believed that cashless policy will reduce cash related corruption (33.3%) and cashless policy will attract more foreign investors to the country (33.3%). Table 1: Benefits of Cashless Economy in Nigeria Benefits of Cashless Economy Increase employment Reduce cash related robbery Reduce cash related corruption Attract more foreign investment Total Percentage (%) 11.1% 22.2% 33.3% 33.3% 100% www.gjournals.org 42 Greener Journal of Internet, Information and Communication Systems Vol. 1 (2), pp. 040-043, April 2013. 5. CONCLUSION The study, impact of cashless economy in Nigeria, focused on the three major categories by which Nigerians can be divided ââ¬â traders, students and civil servants. More number of traders was sampled, compared to students and civil servants, because they are more into business and financial transactions. More so, a higher number of respondents within the age bracket of 18 and 25 years show that apart from students, quite a number of Nigerian youth areà also into trade. This study shows that the introduction of cashless economy in Nigeria can be seen as a step in the right direction. It is expected that its impact will be felt in modernization of Nigeria payment system, reduction in the cost of banking services as well as reduction in high security and safety risks. This should also include curbing banking related corruptions and fostering transparency. It is also assumed that the introduction of cashless policy in Nigeria will help to reduce the amount of bills and notes circulating in the economy. This should, therefore, reduce handling operation cost incurred on conventional money, as well as reduction in cash related crimes. It should also help to provide easy access to banking services for Nigerians. REFERENCES Akhalumeh, P.B., and Ohiokha, F. (2011): Nigeriaââ¬â¢s Cashless Economy; The Imperatives. International Journal of Management & Business Studies. vol.2 pp. 12 ââ¬â 17. Akintaro, S. (2012): Going Cashless. IT & Telecom digest, online magazine, august,2012 CENTRAL BANK OF NIGERIA (2011): Towards a Cashless Nigeria: Tools & Strategies. Nigerian Journal of Economy. 3(2), 344 ââ¬â 350. Echekoba, F.N., and Ezu, G.K. (2012): Electronic Retail Payment Systems: User Acceptability & Payment Problems in Nigeria. Arabian Journal of Business & Management Review. vol.5, pp. 60 ââ¬â 63. Ejiro, O. (2012): What Nigerians Think of the Cashless Economy Policy. Nigerian Journal of Economy. 4(6), 97 ââ¬â 102. Humphrey, D. B. (2004): ââ¬â¢Replacement of cash by cards in U.S. Consumer Payments, Journal of Economics and Business, 56, 211ââ¬â225. Marco, A. and L. Bandiera (2004): -Monetary Policy, Monetary Areas and Financial Development with Electronic Money, IMF Working Study, IMF. Moses-Ashike, H. (2011),ââ¬Å"Cashless Economic can Reduce Risk of Carrying Huge Cashâ⬠, [Online] Available: http://www.businessdayonline.com/â⬠¦/22217. Odior, E.S., and Banuso, F.B. (2012): Cashless Banking in Nigeria: Challenges, Benefits & Policy Implications. European Scientific Journal. Vol 8, pp. 12 ââ¬â 16. Roth, B. L. (2010). ââ¬Å"The Future of Money: The Cashless Economy ââ¬â Part 1â⬠. [Online] Available: https://www.x.com/â⬠¦/future-money-cashless-economyââ¬âpart-i. Woodford M. (2003). ââ¬Å"Interest & Price: Foundation of a Theory of Monetary Policyâ⬠, Princeton University Press. www.gjournals.org 43
Thursday, August 1, 2019
Theories of Crime
Describe how you think Intelligence-Led Policing in the United States should be conducted. Intelligence-led policing is the latest means by which police authorities solve crimes instead of acting only after a crime has been consummated (ââ¬Å"Intelligence-Led Policing in the United Statesâ⬠). This shift from the old practice needs more development in order to cope up with the changing technological advancement around the world. Besides, the terrorist attacks of September 11, 2001, made this revolution essential.I know that such huge attack in the United States became successful because of negligence and underestimating the capabilities of criminals in using technology to evade the law. For me, there are three ways wherein intelligence-led policing should be conducted in the United States. First, there should be constant look-out of people coming in the country and going out of the same. The possibility of criminals coming in the country not detected by the police is high due to their networks and resources.Second, there should be a more effective system wherein all intelligence units across the country could interact directly through the development of technology to that effect. And third, all suspicious and non-suspicious but possible perpetrators must be constantly monitored for possible crime or terrorism activities, and such action must be done in accordance with law. Specifically, how would you recommend setting up the intelligence community in the United States?Globalization, fast-tracked by development in technology and transportation, has transformed the world smaller for criminals and bigger for state and local law enforcement (ââ¬Å"Intelligence-Led Policing)â⬠. In that sense, setting up the domestic intelligence or the FBI must be magnified to the effect that it is no longer limited to domestic perpetrators but to all their possible accomplices and accessories within the country.The CIA, which is the foreign intelligence must focus on sma ll groups of individual who are capable of consummating criminal acts and study their possible allies and supporters. The role of the militaries is vital in having access to these groups of criminals as they are capable to use bigger force to solve crimes. It would be better if a unified action be made in every intelligence reports received by all authorities in order to prevent commission of crimes against national security and individual well-being.References Suburban Emergency Management Project. 2007. Intelligence-Led Policing in the United States. Retrieved July 22, 2009, from http://www. semp. us/publications/biot_ reader. php? BiotID=474. Bureau of Justice Assistance. 2009. Intelligence-Led Policing. Retrieved July 22, 2009, http://www. ojp. usdoj. gov/BJA/topics/ilp. html.
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